Built for loan officers — not for “teams”
modellus is the AI assistant for loan officers: it chases paystubs and insurance docs, keeps borrowers and realtors posted in English or Spanish, re-checks every condition when the loan changes, and drafts your pre-approval letters. You originate.
No card required · your data stays yours
The problem
The average loan officer spends most of the day on follow-ups, status updates and re-checking conditions — everything except originating. Same Tuesday, two ways:
Your Tuesday, today
Your Tuesday, with modellus
What it does
Every borrower and realtor gets a checklist and an upload link — no login, no portal password. modellus follows up until the file is complete.
Conditions derive from your rules — loan type, LTV, occupancy. Change the file and the checklist re-derives itself. Nothing checked by hand, nothing missed.
Every stage change triggers the right update by email and text, in English or Spanish. The #1 realtor complaint, gone.
Pre-approval letters drafted from the live file — amount, rate, expiration — ready for your signature and filed where the realtor can grab them.
“Production this quarter.” “Which stage is slowest?” “Who sends me the most referrals?” Answers from your pipeline, not a BI project.
Invite processors and assistants. Everyone works the same file, every touch logged, nothing lost in text threads.
See it work
“Move Nguyen to underwriting.” The file moves, the checklist re-derives for the new stage, and everyone who should know finds out — borrower, realtor, your processor. One sentence, four things done.
“Move Nguyen to processing” · move_stage
Prequal
Nguyen · $385k
Ortiz · $210k
Processing
Chen · $540k
Underwriting
Baker · $310k
Clear to close
Garcia · $412k
Every move triggers the right borrower & realtor update — automatically
Half your borrowers prefer Spanish. modellus writes every status update twice — natively, not machine-translated word soup — and sends each family the right one. The realtor gets theirs too.
Stage changed → status update · send_message
Each borrower gets it in their language. Set it once, forget it.
Production by month, referrals by realtor, which stage eats your closings. The numbers live in your pipeline — modellus just answers when you ask. No exports, no spreadsheets, no Sunday night in Excel.
“Production this quarter” · production_report
$4.2M
funded · 11 loans
Slowest stage: Processing (6.2 days)
Production, referrals and stage timing — answers, not spreadsheets
What you get
Doc chasing, status updates and checklist upkeep stop being your job.
Files stall on missing docs. Files that chase themselves don’t stall.
Letters on demand and updates before they ask — that’s what gets you referred.
Informed borrowers don’t go rate-shopping mid-process. They refer their family.
Conditions derive from rules, not memory. A changed loan re-checks itself.
Your processor works the same file, every touch logged. No text-thread archaeology.
Production, referrals, stage timing — asked and answered in seconds.
If you can text, you already know how to use it. There are no menus to learn.
Every action is also an API and an MCP tool — your own agents can run your pipeline.
Agentic to the core
Every capability in modellus is defined once as an action — and comes out through four doors at the same time. Anything you can click, you can say. Anything you can say, your own AI tools can call too.
That means modellus works with the AI you already use — not instead of it.
The conversation you just watched — in the app, on any device.
Every action is an endpoint with an API key. Wire it to anything.
Plug modellus into Claude or any MCP client. Your AI runs your pipeline.
Live reference generated from the same definitions. Never stale.
How it starts
Import contacts from a spreadsheet — modellus dedupes and merges them. Open your first file the same afternoon.
“Chase the Garcia docs.” “Move Chen to underwriting.” “Who went quiet this month?” Type it or say it — no menus.
modellus executes, shows you exactly what it did, and keeps borrowers and realtors posted while you sell.
Import your contacts, open a file, and ask for something. If it doesn't feel like hiring an assistant, close the tab.
